Hourly Financial Advisors.
Meet a vetted hourly financial advisor who offers expert advice for a flat-fee. No AUM fees, product sales, or commissions.
From $175-$500/hour, no strings attached.
Find your hourly financial advisor
What is an hourly financial advisor?
Working with hourly financial advisors means you pay for guidance — not for assets under management, product commissions, or a sales pitch. Your hourly financial advisor helps you decide what to do next while you keep control of your accounts and investments.
No AUM fees
You are not charged a percentage of your portfolio every year.
No product sales
We never sell investments or insurance, so advice stays objective.
You keep your accounts
Get a clear plan and implement it where you already bank and invest.
Who hourly financial advisors are for
Nectarine hourly financial advisors are a strong fit if you want expert help building a plan, answering specific questions, or staying on track — without handing over your money or signing up for opaque percentage fees.
How it works
1. Select
Choose from a list of vetted & licensed fiduciaries.
2. Schedule
Pick a time to meet and pay for the session upfront.
3. Get advice
Video chat, share your screen, and leave with clear next steps.
Why Hourly Financial Advisors
A Financial Advisor by the Hour: Need focused help without a long retainer? Book a financial advisor by the hour and pay only for the time you use — a quick check-in or a deeper planning session. Hourly fee financial advisors on Nectarine adapt to your schedule, not an annual AUM contract.
Hourly CFP Expertise When You Need It: Looking for an hourly CFP? Our network includes Certified Financial Planners who offer hourly financial advice on retirement, investing, taxes, equity compensation, and cash flow — fiduciary guidance without requiring you to move accounts or commit to ongoing management.
Clear Hourly Rate, Fee-Only Structure: An hourly rate financial advisor posts a straightforward rate so you know the cost before you start. Prefer an hourly fee only financial advisor? Nectarine advisors are fee-only fiduciaries: no commissions, no product sales, and no percentage of assets under management.
Hourly Financial Advice Without the Commitment: Hourly financial advice is ideal when you want occasional expertise — a second opinion, a specific decision, or a plan you implement yourself. You stay in control of your accounts and timeline.
Match With Hourly Fee Financial Advisors: Compare hourly fee financial advisors, see credentials and rates, and book the hourly financial advisor who fits your situation — transparent pricing, fiduciary duty, and advice you can act on.
Why people trust Nectarine
All advisors are licensed fiduciaries. We have accepted less than 10% of applicants. If you are not satisfied with a meeting, we will refund your money. We will never pitch investment or insurance products.
Money-back pledge
Not satisfied? We'll give you your money back.
Flexible scheduling
Free reschedules & cancellations with 24 hours notice.
No sales pitch
We'll never pitch any investment or insurance products.
What they're saying
Nectarine advisors have served 8,490 clients and have received an average review of 4.97 stars!
I had an excellent session with Adam. He took the time to break down complex scenarios into actionable steps, giving me total clarity. If you're looking for a sharp, objective financial professional who can cut through the noise and provide immediate value, I highly recommend working with Adam.
Diana was incredibly knowledgeable and helped us quickly make some decisions that will help us tremendously. She can explain technical items very clearly in an easy to understand way. I look forward to working with her more to put myself in the best position for financial success.
Working with James was great! This was my first time working with an advisor, and I found him to be friendly and encouraging right off the bat. He listened to my concerns and questions, and took the time needed to address them. Having the recap email afterwards was SO helpful. Thanks James!!
Services & Pricing
The Hour
- 1 hour meeting
- Follow up notes
Best for answering 1-3 specific questions about your finances.
$175-$500/ meeting
The Plan
- 3-4 meetings
- 8+ page financial plan
- 28+ hours of analysis
Best for a one time full review of your finances and creating a strategic plan for your future.
$2,800-$5,200/ plan
The Ongoing
- Regular check ins & reminders
- Unlimited email support
- Annual 2 page financial checkup
Best for an ongoing relationship with an advisor who's there to answer your questions and keep you on track.
$200-$500 / month
Frequently Asked Questions
The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.
The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).
The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.
The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.