Fee-Only Financial Advisors.
Meet a vetted fee-only financial advisor who offers expert advice for a flat-fee. No AUM fees, product sales, or commissions.
From $175-$400/hour, no strings attached.
Find your fee-only financial advisor
What is a fee-only financial advisor?
Working with fee-only financial advisors means you pay for guidance — not for assets under management, product commissions, or a sales pitch. Your fee-only financial advisor helps you decide what to do next while you keep control of your accounts and investments.
No AUM fees
You are not charged a percentage of your portfolio every year.
No product sales
We never sell investments or insurance, so advice stays objective.
You keep your accounts
Get a clear plan and implement it where you already bank and invest.
Who fee-only financial advisors are for
Nectarine fee-only financial advisors are a strong fit if you want expert help building a plan, answering specific questions, or staying on track — without handing over your money or signing up for opaque percentage fees.
How it works
1. Select
Choose from a list of vetted & licensed fiduciaries.
2. Schedule
Pick a time to meet and pay for the session upfront.
3. Get advice
Video chat, share your screen, and leave with clear next steps.
Why Fee-Only Financial Advisors
Paid by You, Not by Products: Fee-only financial advisors earn compensation from client fees alone. They don't take commissions for selling funds, insurance, or annuities — which reduces a major conflict of interest that still exists with fee-based (commission-capable) advisors.
The Fine Print Most Searchers Miss: “Fee-only” does not automatically mean cheap or simple. The majority of fee-only financial advisors still charge an annual percentage of assets under management. You avoid product commissions, but you may still pay an ongoing AUM fee that grows with your portfolio.
Fee-Only Without the AUM Drag: Nectarine fee-only financial advisors charge a clear hourly or project fee for advice. You get fiduciary guidance on investing, retirement, taxes, and big decisions — without moving accounts onto a managed platform or paying more every year simply because your balance increased.
Fiduciary Standard, Transparent Price: Fee-only advisors who act as fiduciaries must put your interests first. Pair that duty with upfront pricing and you get recommendations that aren't steered by commissions or by how much money they manage for you.
Best Fit for Advice Seekers, Not Asset Handoffs: If you're searching for fee-only financial advisors because you want unbiased expertise — a second opinion, a plan, or answers — without signing up for perpetual wealth management, a flat or hourly fee-only model is usually what you actually want. Pay for advice. Keep control of your money.
Why people trust Nectarine
All advisors are licensed fiduciaries. We have accepted less than 10% of applicants. If you are not satisfied with a meeting, we will refund your money. We will never pitch investment or insurance products.
Money-back pledge
Not satisfied? We'll give you your money back.
Flexible scheduling
Free reschedules & cancellations with 24 hours notice.
No sales pitch
We'll never pitch any investment or insurance products.
What they're saying
Nectarine advisors have served 8,293 clients and have received an average review of 4.97 stars!
I had an excellent session with Adam. He took the time to break down complex scenarios into actionable steps, giving me total clarity. If you're looking for a sharp, objective financial professional who can cut through the noise and provide immediate value, I highly recommend working with Adam.
Diana was incredibly knowledgeable and helped us quickly make some decisions that will help us tremendously. She can explain technical items very clearly in an easy to understand way. I look forward to working with her more to put myself in the best position for financial success.
Working with James was great! This was my first time working with an advisor, and I found him to be friendly and encouraging right off the bat. He listened to my concerns and questions, and took the time needed to address them. Having the recap email afterwards was SO helpful. Thanks James!!
Services & Pricing
The Hour
- 1 hour meeting
- Follow up notes
Best for answering 1-3 specific questions about your finances.
$175-$400/ meeting
The Plan
- 3-4 meetings
- 8+ page financial plan
- 28+ hours of analysis
Best for a one time full review of your finances and creating a strategic plan for your future.
$2,300-$5,200/ plan
The Ongoing
- Regular check ins & reminders
- Unlimited email support
- Annual 2 page financial checkup
Best for an ongoing relationship with an advisor who's there to answer your questions and keep you on track.
$200-$500 / month
Frequently Asked Questions
The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.
The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).
The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.
The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.