Heather Comella, CFP®
Financial Planner
The Hour
- Pregúntale a un asesor financiero lo que quieras sobre inversiones en una hora
- Sin comisiones, productos ni discurso de ventas
The Plan
- Un programa de 8 semanas para lograr un plan estratégico de tu vida financiera
- Obtén un plan financiero de más de 8 páginas
- $0 ahora; paga después de tu primera reunión
The Ongoing
- Apoyo continuo y responsabilidad cuando lo necesites
- Videollamadas trimestrales y correos ilimitados
- Revisión financiera anual de 2 páginas
Acerca de Heather
Biografía
My earliest memory of money is shopping with my mom, I'd watch her sort through her large stack of department store credit cards at the cash register to find the right one for payment. As a kid, it taught me that credit cards were normal and I didn't hesitate to get my first card as an adult. Our early experiences shape our relationship with money, making financial planning deeply personal. Everyone’s journey is unique, and I love learning about your life to create tailored advice that helps you live your best life. My personal journey includes: - Joining a fintech startup as the 4th employee, where I learned to pivot and adapt quickly. - Working with high-earning professionals, which taught me advanced tax-planning strategies. - Teaching financial education webinars, where I honed the ability to simplify complex concepts. Every day, I’m grateful to serve people.
Puedo ayudarte con
Me gusta trabajar con
Lo personal
Pictured: Nick, Heather, Edie and Liam. We're in Folsom, CA. As a family we enjoy Escape Rooms and Pickle Ball. I have two dogs: Australian Shepherd mix (13 yo), and Golden Retriever (1 yo) Personally, I like to unwind with a podcast and daily gym session. As a former competitor, I enjoy lifting regularly. My biggest insecurity: I can't cook! I'm so grateful my partner can because even I don't want to eat what I cook 😂
Educación y designaciones
Experiencia
Reseñas
Los clientes dicen
Los reseñadores mencionan
- Tax Planning
- Capital Gains Taxes
- Retirement Planning
- Retirement Accounts
- Investment Strategy
- Portfolio Analysis
- Equity Compensation
- Stock Options
- Restricted Stock Units
- Initial Public Offerings
- Roth Conversions
- Individual Retirement Accounts
- Calm
- Grounded
- Knowledgeable
- Intelligent
- Professional
- Kind
- Organized
- Thoughtful
- Prepared
- Strategic
- Attentive
- Methodical
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Such a help!
Absolutely love working with Heather. We got so much out of our first hour with her calm, grounded, invaluable expertise and perspective, and we'll consult with her again as our go-to pro when we need it.
Helped with asset liquidation which included very
Helped us with navigating how to handle non-covered shares I. Liquidating some assets for a home purchase. Very knowledgeable with capital gains taxes and retirement/investment strategy. I would book with her again.
Excellent, Detail-Oriented Financial Consultation
I scheduled a one-time consultation with Heather to gain clarity on a major purchase and confirm my tax and retirement strategies, and it proved to be an incredibly valuable meeting. Prior to our session, I had done extensive research and relied on AI tools to model my retirement strategy. Heather identified an error in those AI calculations, a correction that will save me money moving forward. Beyond correcting that mistake, Heather introduced me to several practical retirement and tax strategies that I had not thought of. She is highly intelligent, professional, and kind, bringing a lot of clarity to the session without making it feel overwhelming. Following our meeting, she provided a comprehensive summary and detailed reference documents. They are exceptionally well-organized and will serve as a very helpful guide as I execute my plan. I highly recommend Heather for anyone looking for targeted, intelligent financial guidance. I will definitely contact her again in the future as situations come up for me.
Thorough Review of Various Topics
I met with Heather out of frustration on an AMT issue I haven't been able to get clarity on for years. She explained everything in the first 10 minutes by going through my previous tax returns and I finally felt like I understood my situation completely. She made sure we used the full hour so I ended up getting a lot more tips and strategies for retirement, taxes and home ownership. The followup email was incredibly thorough and covered everything we spoke about so I didn't have to take any notes during the call. I would definitely recommend Heather and work with her in the future!
Helpful and organized on a more complex case!
We received a large sum of money as part of an equity based buy out and heather was so helpful in helping us sort through the tax implications of this and get money into tax protected accounts. She was incredibly prepared and knowledgeable and helped us figure out the best multi-year plan for the money. She also was so organized, which helped us use the hour very efficiently and sent detailed notes that included a recap and clear next steps.
Heather did an excellent job making good use of...
Heather did an excellent job making good use of our hour call. She is very knowledgeable on tax planning which was our primary concern. We play to work with her again this fall when we need to make more tax decisions.
Great experience, highly recommend
I had a great experience working with Heather. She was extremely knowledgeable and took the time to really understand my goals and provide clear guidance and tools. I truly appreciated her strategic approach, and I would highly recommend Heather to anyone looking for trusted financial advice.
Helpful Advice for Life Transition
I was such a pleasure speaking with Heather. She is very knowledgeable in the areas of concern to my husband and I. Our goal was to get some advice to help us make decisions prior to retirement. Heather walked us through options related to purchasing vacation property, paying off the mortgage on our primary home, Roth conversions in our IRAs and tax implications of each decision. We also discussed some estate planning matters. The conversation was so helpful and Heather offered us some scenarios to consider that we hadn't thought of. She followed up with a detailed email reiterating what we covered and including an action plan.
Helpful for investing and tax guidance
Heather helped me validate my investing strategy and provided useful guidance on tax strategy
Heather was very helpful and knowledgeable. She...
Heather was very helpful and knowledgeable. She gave me great advice and options to take into consideration in my nearing retirement. Her knowledge on tax planning and impacts/options is impressive.
Preguntas frecuentes
The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.
The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).
The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.
The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.