David Barta, CFA, CFP®
Financial Planner
The Hour
- Pregúntale a un asesor financiero lo que quieras sobre inversiones en una hora
- Sin comisiones, productos ni discurso de ventas
The Plan
- Un programa de 8 semanas para lograr un plan estratégico de tu vida financiera
- Obtén un plan financiero de más de 8 páginas
- $0 ahora; paga después de tu primera reunión
The Ongoing
- Apoyo continuo y responsabilidad cuando lo necesites
- Videollamadas trimestrales y correos ilimitados
- Revisión financiera anual de 2 páginas
Acerca de David
Biografía
Hi, I'm David! I've had three careers — airlines, finance firms, and fintech startups — but what I love most is the moment a financial plan actually changes someone's life. I've seen how one ill-informed decision can unravel decades of hard work, but also how a single hour can radically change the trajectory of a family. That's what drives me. If your situation involves complex equity, private investments, or complex life, being an expat, let's talk. I always explain the why — you deserve to understand the plan you're executing. I've also been living the expat life in Europe for two years now — best decision we ever made!
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Lo personal
I once went to the ER for ramen-related reasons and I stand by my choices. We adopted a cat and later discovered it was born on our wedding day. You can watch my old band play at the Times Square Hard Rock Cafe on YouTube. My wife says I think I'm funnier than I am. I have lived in Minneapolis, Phoenix, L.A., Orange County, Monterey, Augusta, Valencia (Spain), and Ljubljana (Slovenia). I enjoy lightsaber battles with my 4-year-old. My wife will probably not let me buy a drumset again.
Educación y designaciones
Experiencia
Reseñas
Los clientes dicen
Los reseñadores mencionan
- Financial Planning
- Tax Strategy
- Retirement Planning
- FIRE Planning
- Investment Management
- Portfolio Construction
- Portfolio Analysis
- Tax Optimization
- Cross Border Finances
- Expat Finances
- International Investing
- Retirement Accounts
- Thorough
- Well Prepared
- Knowledgeable
- Thoughtful
- Efficient
- Friendly
- Approachable
- Patient
- Clear
- Responsive
- Professional
- Trustworthy
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Detailed & Efficient Financial Planning Advice
We came to David with a lot of questions about our finances and plans for the future, and he was able to fit all of his insights and answers into an efficient one-hour session, including follow-up notes. We delivered a large volume of detailed info and documentation about our finances and he was able to comb through it all in advance to come fully prepared for our session. Even before we booked our call with David, he was very thoughtful, detailed and efficient in his email communications.
Thorough, conscientious and strategic
I loved working with David and highly recommend him! I initially chose him because he was an expat and I was considering becoming one. His knowledge was extremely helpful in that regard. He even looked into some of the foreign laws and incorporated that into his analysis, which I didn’t expect. His plan for me was very thorough and he answered every question I asked, in detail. I truly feel like I’m now set up for long-term retirement success! If you’re considering doing The Plan, work with David. You’ll be happy you did.
Thorough, Thoughtful, and Personalized Guidance
I had the opportunity to work with David for two financial planning sessions and had a very positive experience. What stood out was how thorough and well prepared he was. He asked thoughtful questions ahead of our meetings, came prepared with an understanding of my situation, and used our time efficiently for discussion rather than gathering basic information. His detailed follow-up notes were also extremely helpful. More importantly, I felt that David understood my overall financial picture and what I was trying to accomplish. He explained his recommendations clearly and helped bring clarity to several questions I had. David is also very approachable, friendly, and open to questions. I would highly recommend David to anyone looking for thoughtful financial planning and a clear strategy for their financial goals.
Fabulous and focused one-hour session
David was fantastic and we enthusiastically recommend working with him! We feel much more grounded in our financial picture after our meeting and are grateful for his streamlined, easy to follow guidance. Our main goals were to get help 1) moving from a brokered to self-managed account (including how to sell individual stocks in taxable account with the least dramatic tax implications), and 2) get a sense of our present diversification, and 3) discuss the possibility of Coast FIRE. David helped us get all our documents in order before the meeting so we could spend the hour efficiently moving through each of these aims. Then he followed up with a detailed and easy to follow plan of action, and has quickly responded to any points needing clarification. We couldn't recommend him enough! Will rebook in a heartbeat as soon as we have an hours-worth of financial questions again :)
100% Recommend - Expert advice and well prepared
David was recommended to me by a friend and I met with him this week for the first time. I was very impressed that, several days prior to our call, he emailed me a specific list of preparation questions that were geared specifically toward my questions. Thus, he arrived fully prepared and we were able to jump right in. I was also impressed with the speed at which he understood my goals and offered fast, honest and accurate responses. One day post-call I received a comprehensive follow up email, covering everything we discussed. Looking back, he saved me from at least one serious error that I didn't even realize I was making, offered me expert advice on all of my questions, and recommended several ways to improve my plan. All in all, I was very impressed.
Knowledgeable, helpful and overall good human.
Working with David has been a wonderful experience. I had a general idea of my financial direction yet David was able to point out some areas I had not considered as ways to diversify further, better supporting my long-term goals. He prepared ahead of time, provided notes after our call, and gave me follow-up "homework" via email. I had not found a good fit for financial advice previously as I kept ending up with non-fiduciary advisors. I now feel I have found my "fit." Many thanks, David. See you again soon!
Very helpful and thorough!
Very helpful and thorough!
Thorough, expert and trustworthy advice
David helped me and my husband make high-confidence plans for FIRE, with deep attention paid to every detail and a level of personalized advice that we simply couldn't get anywhere else (even ChatGPT!!). He also wrote us detailed follow up steps after our call on complex tax topics. It's so reassuring to get our plan structured and approved by a real, human expert and we'll absolutely keep going to David as we continue down our FIRE path.
Complete and thorough
Complete and thorough. Addressed every subject and gave interesting advice .
Huge Money Making Suggestions from David
I used to be an advisor myself. I used to recently be with the top team at a top high profile financial services firm. David blew them out of the water and helped to change how I think about financial planning. We covered taxes, retirement accounts, leverage, insurance, estate planning, private investments, capital gains, cash flow, budgeting, gifting to my kids, and long-term family wealth. He found opportunities I hadn't considered, challenged some strategies I was confident in, and helped turn a lot of moving pieces into an actual plan. For example, we spent a lot of time on my use of a securities-backed line of credit for private investments. He made me look at not only the potential return, but taxes, liquidity, market risk, and what happens when callable debt is funding an illiquid investment. That's the kind of advice I was paying for. He gave me a detailed and thorough financial plan that had my head spinning. It was the most sophisticated, intelligent, and actionable plan I'd ever seen. He also boiled it down in a summary to high value quick action items that saved me tens of thousands right away like finding out my underlying insurance policies weren't correct and would make my umbrella useless, better tax advantaged opportunities for investments, back door Roth, self directed IRA for very specific investments I'm doing that will save a lot, negotiating my SBLOC and mortgage as I move institutions that saved a lot, lower cost investments, gifting to the next generation. Some of the suggestions will help me create millions extra over the next few decades. I'm continuing with the ongoing with David so he can continue to quarterback me. Plus he's a CFA so I'll also send him company financials I might invest in to get a second opinion. Using David will undoubtedly be the best financial decision I've made. I plan to have him help my family members who are in or various years from retirement or just starting out in their careers to get on the right path.
Preguntas frecuentes
The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.
The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).
The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.
The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.