Phil Francois, CFP®
Financial Planner
The Hour
- Ask a financial advisor anything about investing in one hour
- No commissions, products, or sales pitch
The Plan
- An 8 week program to achieve a strategic plan for your financial life
- Get an 8+ page financial plan
- $0 due now, pay after your 1st meeting
The Ongoing
- Ongoing support and accountability when you need it
- Quarterly video calls & unlimited emails
- Annual 2 page financial checkup
About Phil
Bio
Hi I'm Phil and I love to talk about finances! Before I got into this industry I was sold a completely unnecessary whole-life policy. I was in massive student loan debt and had a large car payment for my salary at the time. After that, I realized not all advisors look out for your best interest. I hope to help change that. I am a CERTIFIED FINANCIAL PLANNER™ and I can help break down the financial jargon into simplified concepts so you can make informed financial decisions. I cannot wait to see how I can help you!
I Can Help You With
I Enjoy Working With
Personal Stuff
I enjoy spending time outside with my wife and kids walking to parks, playing sports, and cooking meat on the smoker.
Education & Designations
Experience
Reviews
Clients say
Reviewers mention
- Retirement Planning
- Investment Strategy
- Portfolio Reviews
- Portfolio Rebalancing
- Risk Management
- Insurance Planning
- Life Insurance
- Annuity Analysis
- Tax Strategies
- Debt Management
- Small Business Retirement Accounts
- Special Needs Planning
- Knowledgeable
- Clear Communicator
- Patient
- Friendly
- Professional
- Personable
- Good Listener
- Down To Earth
- Honest
- Practical
- Efficient
- Thorough
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Amazing
He really understood my situation and gave me just the right amount of advice!
1000% Recommend
Phil is an incredibly clear communicator and educator. We were able to cover all of my questions, and after only an hour, I feel much more empowered to take control of my investments.
Very Professional
He is easy to understand and has a depth of knowledge to explain financial topics and develop strategies.
Adjust or not to adjust?
He asked questions to see what my plan was for retirement. He checked my investments to see if there were areas I could change strategies to improve my return on investments. He gave me advice on my thoughts for making new investments.
Patient and Practical
We had such an incredible appointment with Phil! My husband and I were all over the place with our questions and not on the same page as far as our goals. After meeting with Phil we both felt like we had a plan and were now aligned. He was so patient with us. Gave us honest, practical feedback and guidance. We have a to do list and are going to meet with Phil again soon. THANK YOU!
Thorough, accurate, pleasant to work with.
Thorough, accurate, pleasant to work with.
Efficient and Effective
Phil was very efficient trying to understand our financial situation in a short period of time. The follow up email was very extremely helpful addressing the main topic of our meeting. We would definitely use Phil again.
He went above and beyond in giving an objective...
He went above and beyond in giving an objective professional perspective. 100% recommend and reasonably priced too!
Beneficial Meeting
Phil was very knowledgeable about the questions that I came to the meeting with. He was able to explain everything so that I could easily understand everything that we talked about. He was able to present both sides of the issue so that I had a clear picture of how I wanted to continue. Very worthwhile meeting.
Great knowledge shared
I would definitely recommend a consultation.
Frequently Asked Questions
The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.
The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).
The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.
The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.